and try to understand. Especially if you have choosen to
support the Failoutplans or the FMStG.

You’re simply wrong about your assumptions and about the real problem.
Go there
http://online.wsj.com/article/SB122428279231046053.html

read it, and come up with something what can be named a plan. Not a panic, to throw out money as fast as you can (but can not afford).

Time’s getting precious…..